As mentioned by

Joshua Heckathorn

Joshua Heckathorn is a credit expert and has been featured on CNNMoney, FOX Business, Yahoo Finance, The Street, and many other national publications during the past twenty years. He received a Bachelor of Science in Management (Finance) from Brigham Young University's Marriott School of Business and earned his MBA from Seattle University.

Visit Joshua Heckathorn's Google Plus profile for more.

Recent Blogs

How to Build Credit - An Infographic from Creditnet

August 9th, 2022 by Joshua Heckathorn

While we get a lot of questions at Creditnet in regards to building credit quickly, the truth of the matter is that building your credit score is really a lifelong journey. Credit history is one of the most important things lenders consider when evaluating your credit worthiness, and without it your chances of getting approved for a mortgage to buy your dream home can fall flat.

Ask Creditnet: How Many Credit Cards Should I Have?

August 6th, 2017 by Joshua Heckathorn

Dear Creditnet: What is a good number of credit cards to have in order to optimize my FICO credit scores? Is it possible to have too few or too many credit cards? - Jenny from UT

Barclaycard Arrival Plus® World Elite Mastercard® Increases Bonus to 70,000 Points

September 20th, 2016 by Joshua Heckathorn

UPDATE( Nov. 19, 2018): The bonus offer has been increased to 70,000 points!

The NASCAR Visa Credit Card Review

September 7th, 2016 by Joshua Heckathorn

Are you a NASCAR superfan? If not, you can stop reading this review right now. There are most likely better rewards credit cards out there to meet your personal financial needs.

Ask Creditnet: Can I Rebuild Credit with Prepaid Debit Cards?

August 29th, 2016 by Joshua Heckathorn

Dear Creditnet: I need to start rebuilding my credit so I can purchase a home, but I can't seem to get approved for a credit card. I've applied for 3 different cards this year and I've been denied every time. I feel like giving up. Should I just get a prepaid debit card since they don't do credit checks? There's no way I can get denied, right?

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